Quick Answer: What Insurance Covers Dental Treatment?

Generally, dental policies cover some portion of the cost of preventive care, fillings, crowns, root canals, and oral surgery, such as tooth extractions.

They might also cover orthodontics, periodontics (the structures that support and surround the tooth) and prosthodontics, such as dentures and bridges.

What dental procedures are covered by medical insurance?

15 dental procedures medical insurance may pay:

  • Exams for services that are covered by medical.
  • Panorex x-rays.
  • CBCT (cone beam) and tomography.
  • Oral infections, cysts, oral inflammation.
  • Sleep apnea appliances (Dental Sleep Medicine)
  • TMJ appliances and headache treatment.
  • Accidents to teeth.

Is dental treatment covered in health insurance?

However, the good news is that various general health insurance plans do cover oral health or dental care as part of their coverage options. These companies offering dental insurance in India structure their general policies to include health advantage schemes or Mediclaim covers where oral care is covered.

How does dental insurance work?

Most dental plans cover 100% of preventive care such as annual or semi-annual office visits for cleaning, X-rays and sealants. Basic procedures are treatment for gum disease, extractions, fillings, and root canals, with deductibles, co-pays and co-insurance determining the patient’s out-of-pocket expenses.

Can a root canal be covered by medical insurance?

Your cost will be much lower if you have dental insurance. Most plans cover 50% to 90% of reparative procedures like root canals, fillings and crowns after a deductible is met.