What Does A Waiting Period Mean For Dental Insurance?

A dental insurance waiting period is the length of time after purchasing your dental benefits plan that you must wait before you can use your full coverage.

Can I use dental insurance right away?

There are some plans that have done away with the waiting period so that you can immediately use your dental insurance when you visit the dentist. In fact, most employer-sponsored dental plans can be used immediately, without you having to finish a specified waiting period.

What dental insurance does not have a waiting period?

Humana dental plans vary by state. Some plans have no waiting period for preventative services. Others have a six-month wait for fillings and basic types of oral surgery. The HumanaOne Dental Loyalty Plus plan provides immediate coverage; there is no waiting period, even for oral surgery.

What is the meaning of waiting period in insurance?

The concept of waiting period in a health insurance policy is defined as the period of time specified which must pass before some or all of your health care coverage can begin. Hence, this is the period during which claim is not admitted. The length of this type of waiting period can vary from 12 to 48 months.