Seniors’ Teeth Need Dental Care, But Insurance Coverage Is Rare.
Supplemental dental insurance may not be cost effective for seniors.
Aging can take a toll on teeth, and for many older people paying for dental services is a serious concern because they can’t rely on their Medicare coverage.
Is dental insurance worth the cost?
1. It’s not a good deal if you don’t use it. The majority of people who pay premiums for dental insurance far underutilize it. The average person doesn’t have need for regular dental services beyond one or two cleanings per year, and the national average cost for a cleaning is around $80.
What is best dental plan for seniors?
While UnitedHealthcare does have longer wait times for coverage to being and higher copays for certain services, it has a very large preferred provider network and provides free X-rays and cleanings twice yearly, making a good choice for seniors looking for basic dental coverage.
How much is dental insurance for seniors?
Affordable Dental Coverage for People 65 and Over
For $259* – less than $0.75 per day, you get 12 months of Delta Dental Individual and Family PPO Value for Seniors comprehensive oral health coverage designed to protect the smile – and the health – of people age 65 and older.
Does AARP offer dental insurance?
The AARP® Dental Insurance Plan, administered by Delta Dental Insurance Company, offers individual or family coverage for the most common dental procedures.