Dental insurance typically does not cover the cost of implants, but may pay some of the cost of a bone graft if it is deemed to be medically necessary.
If the bone loss was caused by accident, injury or a non-dental medical condition, the bone graft will typically be covered by a general health insurance policy.
What dental procedures are covered by medical insurance?
15 dental procedures medical insurance may pay:
- Exams for services that are covered by medical.
- Panorex x-rays.
- CBCT (cone beam) and tomography.
- Oral infections, cysts, oral inflammation.
- Sleep apnea appliances (Dental Sleep Medicine)
- TMJ appliances and headache treatment.
- Accidents to teeth.
Is oral surgery covered under medical insurance?
Medical insurance does not pay for most forms of general dentistry including routine checkups, cleanings, fillings, sealants, and X-rays to detect caries. However, many dental plans cover preventive oral care with no waiting periods.
How much does a bone graft and implant cost?
The cost of a bone graft on its own can vary between $300 and $800 depending on the type of bone used.
Does dental insurance pay for implants?
Unfortunately, most dental insurance policies do not cover tooth implants because most companies categorize them as a “cosmetic procedure.” As of right now though, it’s probably unlikely that your insurance company will cover the cost of dental implants surgery.