Question: How Do I Cancel My Blue Cross Insurance?

How do I cancel my Blue Cross health insurance?

If you want to cancel your Marketplace plan, you can call the Marketplace at 800-318-2596.

If you want to cancel our off-Marketplace plan, we can process that cancellation for you.

Call Customer Service at 800-538-8833.

You can also log in to your Blue Access for Members account and send us a secure email message.

How do I disenroll from Blue Cross?

How to cancel your entire health insurance contract

  • Step 1: Complete the cancellation form. Download the cancellation form.
  • Step 2: Sign the cancellation form. Be sure to sign the form and include your contact information.
  • Step 3: Submit the cancellation form, using one of these delivery options: U.S. mail:

Can you cancel your health insurance at any time?

Canceling your health insurance policy

In most instances you can cancel your major medical insurance at any time without facing additional charges or fees. This is important because you cannot re-enroll in major medical outside of the open enrollment period (November) unless you qualify for a special enrollment period.

What happens if I cancel my health insurance?

If you cancel your Private Health Insurance, you will become liable for the Medicare Levy Surcharge (MLS). MLS is payable if you elect not to have Private Health Cover and your family income is greater than $180,000. Based on your family income you would pay a levy of 1.25% or approximately $2,750.

Is there a grace period for Blue Cross Blue Shield?

Unless your plan has been canceled, we’ll start your coverage back up as soon as we get your payment in full. If you are not eligible for the Advanced Premium Tax Credit or you bought your coverage directly from us, your grace period is 31 days.

Is there a fee to cancel health insurance?

The penalty could be $20, $500, or any other estimate. The exact amount should make a difference in the decision you make. Compare the annual cost of the new policy to the annual cost of the policy you want to cancel.

How do I cancel my health insurance?

If you’re cancelling a privately purchased plan, you can call your health insurance company directly. Your insurer’s phone number should be printed on your policy, health insurance card, and your premium bills. Your insurer may allow you to cancel over phone.

How do I cancel my dental insurance?

According to HealthCare.Gov: If you have a separate, stand-alone dental plan, you can cancel any time during the year by not making payments on the dental plan premium. This will cause your dental coverage to end. As long as you continue to pay your health plan premium, you’ll stay enrolled in your health plan.

How do I cancel my Blue Cross Blue Shield in NC?

If you purchased your own plan without going through HealthCare.gov, you can request to cancel your plan through Blue Connect.

Here’s how:

  1. Log in and go to your Blue Connect Inbox.
  2. Click the Compose button.
  3. Select Cancel My Plan as your message topic.
  4. Fill out the request form and submit.

Is it worth having private health insurance?

Pay less tax

Many people are financially better off by taking out health insurance. With hospital cover, you can dodge the Medicare Levy Surcharge if you earn over $90,000. Plus, if you take out private health insurance before you turn 31, you can avoid paying the Lifetime Health Cover loading.

What happens if I miss open enrollment at work?

If you miss your employer’s open enrollment deadline, you could lose coverage for you and your loved ones, and you could be subject to a fine imposed by the Affordable Care Act (ACA). Missing this deadline also means that you could be unable to make changes or enroll in benefits until the next open enrollment period.

What happens if you don’t pay your health insurance premium?

If you miss a monthly premium payment

Your health insurance company could end your coverage if you fall behind on your monthly premiums. But before your insurance company can end your coverage, you have a short period of time to pay called a “grace period.”