How do dental discount plans work?
With discount plans, members pay an annual fee up front instead of monthly installments or premiums like traditional dental insurance.
You are given a dental discount card, which you present at each dentist visit to get the lower prices on services.
Otherwise you’ll pay full price.
Are Discount Dental Plans Worth it?
Discounted Dental Plans are Worth It
It may not be the traditional dental insurance that you get with an HMO or PPO policy, but a discount dental plan can save you a ton of money. With this kind of dental coverage, you can get the treatment and services that you need – without breaking your budget.
How can I get a discount on dental work?
There are many ways you can save money on dental care, including the following methods:
- Participate in Medical Studies.
- Use Free or Low-Cost Dental Providers.
- Search for Online Coupons and Savings.
- Enroll in a Discount Dental Plan.
- Use the Services of Dental Students.
- See If a Discount Is Available.
- Be Willing to Pay Upfront.
Can you use dental insurance and a dental discount plan?
Our plans may also be used to reduce your out-of-pocket dental care costs once you’ve reached the annual maximum on your dental insurance plan. You cannot use your dental insurance and your dental savings plan for the same procedure, in accordance with insurance policy rules.
How does a dental plan work?
Most dental plans cover 100% of preventive care such as annual or semi-annual office visits for cleaning, X-rays and sealants. Basic procedures are treatment for gum disease, extractions, fillings, and root canals, with deductibles, co-pays and co-insurance determining the patient’s out-of-pocket expenses.