Southern Cross members can use Easy-claim for dental treatment if: your policy has a dental and hygienist benefit and the treatment you receive qualifies for cover under that benefit.
Nonessential treatments such as whitening are not covered (refer to your policy document or call Southern Cross for details)
What insurance covers dental treatment?
Generally, dental policies cover some portion of the cost of preventive care, fillings, crowns, root canals, and oral surgery, such as tooth extractions. They might also cover orthodontics, periodontics (the structures that support and surround the tooth) and prosthodontics, such as dentures and bridges.
Is dental covered under health insurance?
Medical insurance does not pay for most forms of general dentistry including routine checkups, cleanings, fillings, sealants, and X-rays to detect caries. However, many dental plans cover preventive oral care with no waiting periods. Under Obamacare, plans must include dental coverage for children.
Does insurance pay for fillings?
Most dental insurance plans will also cover the majority or all of the expenses related to cavity fillings. In addition to check-ups and fillings, dental insurance should cover annual X-rays, crowns, root canals, and other necessary repair work.
Does Southern Cross cover vaccinations?
The plan includes cover for cancer care, unlimited surgical procedures†, consultations, diagnostic imaging and tests anytime. You can also add optional modules for day-to-day, vision and dental, and natural healthcare cover. To help reduce your premiums, you can apply a $500, $1,000, $2,000 or $4,000 excess.