Does Dental Insurance Pay For Implants?

Most insurance plans do not cover cosmetic dental procedures.

So, your insurance may cover a portion of the cost of a replacement tooth, but not cost of the implant or the procedure.

It’s much easier—and much less expensive—to get implants when you’re a member of a Dental Savings Plan.

Can dental implants be covered by medical insurance?

Some medical insurance plans are beginning to cover aspects of dental implants, especially if there are medical complications as a result of tooth loss. Insurance covering injuries and accidents that require the replacement of one or more teeth may allow for dental implants.

How much does a tooth implant cost with insurance?

A conservative cost estimate for a single dental implant is $3,000-$4,500. This cost includes the surgery for placement of an implant, all the components, and the implant crown. Dental insurance typically does not pay for dental implant placement. Some dental insurances may help pay for the implant crown portion.

Does Cigna cover dental implants?

Cigna Dental Care® (DHMO4)

Coverage features such as surgical implant coverage, teeth whitening coverage, the ability to offer up to four cleanings a year, coverage for crowns and bridges over implants, and coverage for athletic mouth guards.

Does insurance pay for implants?

Does Insurance Cover Dental Implants? Unfortunately, most dental insurance policies do not cover tooth implants because most companies categorize them as a “cosmetic procedure.” Under many medical insurance plans, implants are considered essential in restoring the jaw for eating and speaking.