Discount dental plans or dental savings plans can give you the security of coverage without the cost.
You’ll pay an annual fee and get a discount, anywhere from 10 percent to 60 percent, on average dental care prices.
Unlike insurance plans, there are no annual caps or waiting periods.
Is dental savings plan better than dental insurance?
Benefits of Dental Savings Plans
Dental savings plans typically cost less than dental insurance plans. You can save up to 60 percent of the cost for many dental procedures, and there are no deductibles or waiting periods. There are no health restrictions that prevent you from qualifying for a dental savings plan.
Are dental savings plans a good idea?
For example, if you need a lot of serious dental work done, you might be better off opting for traditional dental coverage. But, if your teeth are in relatively good shape – and you only need the occasional check-up – a good discount dental plan can save you a lot of money.
Which dental insurance is best?
Here are some of the best options for dental insurance on the market.
- Best for Family Plans: UnitedHealthOne Dental Insurance.
- Best for Families on a Budget: Delta Dental Insurance.
- Best for Discounts: Humana Dental Insurance.
- Best for Global Coverage: Cigna Dental Insurance.
What is the difference between a dental discount plan and dental insurance?
Dental discount plans. With a discount plan, you pay a monthly or annual membership fee and will receive a discounted price on services. At first glance, you may think the only difference between dental insurance and a dental discount plan is the cost and amount of coverage, but there’s more to consider.