Can I get supplemental dental insurance?
Supplemental Dental Plans for Existing Dental Coverage
There are times when we all need extra dental coverage.
You might also choose to get a supplemental dental insurance policy, or a dental savings plan.
Supplemental dental insurance policies tend to have no annual spending limits and no deductibles.
How does supplemental dental insurance work?
Supplemental dental insurance is purchased to fill the gaps in a policy holder’s dental or medical coverage. Gaps in coverage can occur when the primary policy’s annual spending limit is reached, or when a policy doesn’t provide coverage for necessary or desired dental treatments.
Can you have 2 dental insurance plans?
You cannot use two dental discount plans in the same office at the same time. Coverage under two different dental plans is known as dual coverage. If you’re fortunate enough to have dental insurance coverage through two different carriers, you may combine the plans to minimize your out-of-pocket expenses.
Are there dental insurance plans that cover implants?
Most insurance plans do not cover cosmetic dental procedures. So, your insurance may cover a portion of the cost of a replacement tooth, but not cost of the implant or the procedure. Many Dental Savings Plans provide discounts of 20-25% on dental implants.