Can I add anyone to my health insurance?
In order to add someone to your health insurance policy, you must first show an insurable interest.
That generally limits the people you can add to immediate relatives such as your spouse, children, or dependent parents and grandchildren.
The insurance company must recognize your arrangement if it is honored by law.
Can I add my mom to my health insurance?
Most insurance companies allow two types of dependents: children and spouses. Even if you claim your mother as a dependent on your taxes, that doesn’t mean your insurance company has to accept her as a dependent on your policy. A small minority of insurance companies do allow parents to be added to plans.
Can I add someone to my health insurance after open enrollment?
Outside of open enrollment, you can still enroll in a new plan if you have a qualifying event that triggers your own special open enrollment (SEP) window. People with employer-sponsored health insurance are used to both open enrollment windows and qualifying events.
Can unmarried couples be on the same health insurance?
Unmarried couples often cannot get employer-paid health insurance coverage for their partner. Some cities and states are offering domestic partner benefits to their employees, and more and more private employers are doing the same. A majority of the country’s largest corporations offer domestic partner benefits.