Vision Benefits for Kids
Children up to age 19 can get an eye exam every year under the Affordable Care Act.
Do you need vision insurance for a baby?
For instance, taking your newborn to the dentist or optometrist isn’t on the typical “new baby checklist” that parents work through. Most health insurance companies will offer some form of vision or dental coverage for children, but deciding whether the coverage is right for your needs is a decision only you can make.
When should babies have their first eye exam?
Children should have their first comprehensive eye exam at 6 months of age. The then should have their eyes examined exams at age 3 and just before they enter the first grade — at about age 5 or 6. School-aged children should have an eye exam at least every two years if no vision correction is required.
At what age should you add a child to dental insurance?
Dental Insurance and Preventive Care
The American Dental Association recommends bringing your child to the dentist before their first birthday5 and seeing the dentist every six months.
Is vision and dental insurance worth it?
Vision plans offered through employers are often just discounts–not true insurance. Individual vision plans are more rare. You can find them if you shop around, but if you are only planning to purchase frames or lenses and already have a current prescription, the plan may not be worth the benefits.