An annual maximum is the maximum dollar amount a dental benefit plan will pay toward the cost of dental care within a specific period, usually a calendar year.
If your plan’s annual maximum is $1,000, your carrier will pay its portion of your bill up to that amount for any covered dental services received in that year.
Does dental insurance have a limit?
The good news is that supplemental dental insurance policies tend to have no annual spending limits and no deductibles. You can often find a plan that provides coverage for specific procedures. Supplemental plans also usually don’t have waiting periods and restrictions on preexisting conditions.
What does maximum benefit amount mean?
The maximum benefit dollar limit refers to the maximum amount of money that an insurance company (or self-insured company) will pay for claims within a specific time period.
What is Delta Dental annual maximum?
Maximums. This is the most money a dental plan will pay for dental care within a benefit period. Once you reach the maximum amount, you’ll pay any costs for the remainder of the benefit period. Generally, Delta Dental PPO and Delta Dental Premier plans have maximums and deductibles, but the DeltaCare USA plan does not.
What is lifetime maximum in dental insurance?
A lifetime maximum is the most money a dental plan pays for dental care for an enrollee or a family (under a family plan) for the life of the enrollee or family or the life of the plan.* Lifetime maximums usually apply to specific services, such as orthodontic treatment (braces).